Marwan Hachem Founder and CEO, YAP The UAE’s first independent digital banking platform, YAP allows users to open a bank account without the need to physically visit a bank. The fintech solution integrates a host of mobile banking solutions into one application, including spend analytics, real-time notifications, bill payments and peerto- peer transactions. At the helm of YAP is Marwan Hachem, who envisions the neobank to play a pivotal role in the UAE’s digital banking revolution. As of early 2021, the fintech platform, which has partnered with RAK Bank, has over over 25,000 interested applicants on its waiting list, a company official told Gulf Business in early March. You might also like Fahad Al Gergawi Mahmoud Adi and Shane Shin Mohamad Sabouneh Raja Al Mazrouei Abdullah Mutawi Salem Bou Aoun Hanan Harhara Al Yafei Louis Lebbos and Muhammed Mekki Kamal Hassan and Yousif Al Mutawa Ramesh Jagannathan Abdallah and Ghaith Yafi Noor Sweid Dr Ahmad Belhoul Al Falasi Abdul Baset AI Janahi Shaker Zainal Sami Al Qamzi Mayank Singhal William Chappell Esam Mahmoud Khalfan Juma Belhoul, CEO, and Dr Noah Raford, chief of Global Affairs Sheikh Dr Rashid bin Hamad Bin Mohammed Al-Sharqi Hamad Buamim Vic Barreto Philip Bahoshy Dr Khalid Al Midfa Ammar Al Malik Ronaldo Mouchawar Sheikh Ahmed bin Saqr Al Qasimi Amir Milad Jad Antoun and Khalid Ashmawy Ritesh Tilani and Alper Celen Najla Al Midfa Walid Hanna Mohamed Alabbar Saygin Yalcin Gaurav Biswas Sheikh Khalid bin Mohamed Samih Toukan Dany Farha Fadi Ghandour John Tsioris Magnus Olsson and Mudassir Sheikha Michael Lahyani Rashid Al Ghurair Eddie Maroun and Elie Habib Ambareen Musa Kunal Kapoor Sky Kurtz Jon Richards Mona Ataya Bader Ataya, Mohamad Ballout, Andres Arenas and Saman Darkan Jad Sayegh, Nadine Mezher and Mark Chahwan Michael Truschler Fodhil Benturquia Hosam Arab Vilhelm Hedberg Craig Moore Donna Benton Huda Kattan Mohamed Khaled Talal Bayaa, Brian Habib and Tarek Bayaa Maaz Sheikh