Ajman removes mortgage release fees for eligible citizens
The initiative applies to citizens who have benefited from Sheikh Zayed Housing Programme loans and coincides with the UAE’s “Year of Family”
15 July, 2026
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At the direction of Sheikh Ammar bin Humaid Al Nuaimi, Crown Prince of Ajman and Chairman of the Executive Council, the Ajman Land and Real Estate Regulation Department has announced the exemption of eligible citizens from government housing mortgage release fees.
The initiative applies to citizens who have benefited from Sheikh Zayed Housing Programme loans and coincides with the UAE’s “Year of Family”, reflecting the country’s continued focus on supporting families, enhancing quality of life and strengthening social wellbeing.
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According to a WAM report, the move is designed to reduce financial obligations for eligible homeowners while streamlining the process of completing property ownership documentation after financing obligations have been settled.
Supporting citizens through streamlined services
Sheikh Abdulaziz bin Humaid Al Nuaimi, chairman of the Ajman Land and Real Estate Regulation Department, said the decision reflects the leadership’s vision of making government services more accessible and easing financial pressures on citizens.
He said the exemption would contribute to greater family stability while supporting broader efforts to improve community wellbeing.
“The exemption is in alignment with the Ajman Government’s directions in developing government services, simplifying procedures, and enabling citizens to complete the documentation of their property titles with ease and without additional burdens,” he said.
Sheikh Abdulaziz added that the Department remains committed to improving citizens’ quality of life by delivering integrated and proactive services that respond to their evolving needs and expectations.
He also highlighted the “Mortgage Release After Settlement” package as an example of government integration, noting that it helps reduce administrative requirements and eliminate unnecessary bureaucracy. The initiative, he said, aligns with the leadership’s long-term vision of reinforcing Ajman’s position as a sustainable and progressive emirate across multiple sectors.
Encouraging completion of property documentation
Engineer Omar bin Omair Al Muhairi, director-general of the Ajman Land and Real Estate Regulation Department, said the exemption recognises citizens who have fulfilled their government housing financing obligations.
He said the measure is expected to encourage beneficiaries to complete the documentation of their property titles while making the process more efficient and accessible.
Al Muhairi reaffirmed the department’s commitment to serving the community through initiatives that enhance quality of life and improve customer satisfaction and happiness across all segments.
The announcement forms part of Ajman’s wider efforts to simplify public services, reduce procedural burdens and support citizens through practical initiatives that promote homeownership and long-term family stability.






















