10 Jaywan Card benefits that can save UAE residents money on flights, hotels and movies
Jaywan card is emerging as more than just a payment method, offering discounts on flights, hotels, ride-hailing, movie tickets and lifestyle experiences
05 August, 2026
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If you’re already spending on travel, dining, shopping and entertainment, your payment card could be helping you save more than you realise. The UAE’s home-grown Jaywan card is emerging as more than just a payment method, offering discounts on flights, hotels, ride-hailing, movie tickets and lifestyle experiences that can add up to meaningful savings throughout the year.
As digital payments continue to replace cash around the world, countries are increasingly investing in domestic payment networks that give them greater control over transaction processing while improving efficiency and reducing costs.
Read more-UAE payments: Al Etihad Payments, Mastercard launch first Jaywan co-badged credit card
The UAE has joined that growing list with Jaywan, the country’s first domestic card payment scheme developed by Al Etihad Payments (AEP), a subsidiary of the Central Bank of the UAE (CBUAE).
A payment card designed with the UAE in mind
Named after the Emirati Arabic word for “precious pearl”, Jaywan combines modern payment technology with locally managed infrastructure, supporting the UAE’s broader ambitions to build a stronger digital economy while encouraging greater financial inclusion.
Unlike international payment schemes that process domestic transactions through overseas networks, Jaywan routes local transactions through infrastructure based within the UAE. That not only strengthens the country’s payment ecosystem but can also lower processing costs for banks, merchants and consumers.
“Jaywan represents an important step in strengthening the UAE’s national payment infrastructure while supporting digital transformation and financial inclusion,” according to information released by Al Etihad Payments.
While the scheme is designed primarily for domestic transactions, many Jaywan cards are also co-badged with international payment networks, allowing cardholders to continue making purchases overseas depending on the issuing bank.
More than just everyday banking
For most consumers, the immediate appeal of Jaywan lies in its convenience.
The card supports contactless “tap-to-pay” transactions, EMV chip security, tokenisation, fraud monitoring systems and compatibility with digital wallets, making it suitable for both in-store and online purchases.
Jaywan currently offers debit and prepaid cards, with premium Prestige and Royal debit cards providing additional lifestyle, travel and entertainment privileges.
While the security and payment features mirror what customers expect from modern banking products, it is the growing list of discounts and exclusive offers that is drawing attention from consumers looking to reduce everyday spending.
Here are 10 Jaywan card benefits that could help UAE residents save money throughout the year.
1. Save 7% on flights booked through Trip.com
Travel is often one of the largest household expenses, particularly during school holidays and festive seasons.
Jaywan Prestige and Royal Debit Card holders receive a 7 per cent discount on flight bookings made through Trip.com, helping reduce the cost of both regional and international travel.
For families booking multiple tickets, those savings can quickly become significant.
2. Cut hotel costs with 7 per cent off accommodation
Accommodation can account for a substantial share of any holiday budget.
Jaywan Prestige and Royal cardholders also receive 7 per cent off hotel bookings through Trip.com, making weekend getaways, staycations and overseas holidays more affordable.
New users may also benefit from exclusive welcome offers, adding even more value to their bookings.
3. Air Arabia travellers can unlock exclusive savings
Frequent regional travellers have another incentive.
Jaywan Royal Debit Card holders receive 10 per cent off Air Arabia Ultimate Fare bookings, providing additional savings for those travelling regularly across the Middle East and neighbouring destinations.
For business travellers and frequent flyers, the benefit can help reduce recurring travel costs over time.
4. Relax before your flight with complimentary airport lounge access
Airport lounges are often viewed as a luxury, but for Jaywan Royal Debit Card holders they are included as part of the package.
Eligible customers receive complimentary Priority Pass membership, providing access to airport lounges across hundreds of airports worldwide.
The benefit includes comfortable seating, refreshments, Wi-Fi and business facilities, making long layovers considerably more convenient.
5. Buy one movie ticket and get another free
Entertainment spending can also be reduced through Jaywan’s cinema offers.
Royal cardholders receive Buy One, Get One Free tickets at Reel Cinemas, making family outings and weekend movie nights more affordable.
In addition, cardholders receive 20 per cent off food and beverages purchased at Reel Cinemas, reducing costs beyond the ticket counter.
For regular cinema-goers, the combined savings can quickly add up across multiple visits.
6. Enjoy dining and leisure offers through Jaywan Entertainer
Restaurant bills, attractions and leisure activities represent another area where cardholders can reduce spending.
Jaywan Royal Debit Card holders gain access to the Jaywan Entertainer programme, which includes offers across restaurants, cafés, hotels, theme parks, retail outlets, beauty services and fitness centres.
Many promotions follow the popular Buy One Get One Free format, allowing consumers to enjoy discounts on dining and entertainment across the UAE.
For households that dine out frequently or enjoy weekend activities, these offers could deliver substantial annual savings.
7. Reduce transport and delivery costs with Careem+ offers
Daily commuting and food delivery have become routine expenses for many UAE residents.
Jaywan cardholders may also receive Careem+ benefits, depending on the issuing bank and current promotional campaigns.
These offers can include:
- Discounts on rides
- Reduced food delivery fees
- Grocery delivery promotions
- Exclusive Careem campaigns
For customers who regularly use ride-hailing and delivery services, even small discounts can make a noticeable difference over time.
8. Extra protection for expensive purchases
The value of a payment card isn’t always measured through discounts alone.
Jaywan Royal Debit Cards include Purchase Protection, which may reimburse eligible items that are accidentally damaged or stolen during the coverage period after purchase.
Whether buying electronics, appliances or other higher-value products, the benefit provides an additional layer of financial protection beyond the retailer’s standard policies.
Industry observers say purchase protection has become an increasingly valued feature among premium banking customers seeking greater peace of mind for major purchases.
9. Extended warranty can help avoid repair costs
Repairing electronic devices after a manufacturer’s warranty expires can often be expensive.
Eligible products purchased using a Jaywan Royal Debit Card may receive an extended manufacturer’s warranty, helping cardholders avoid unexpected repair or replacement expenses after the original warranty period ends.
While eligibility depends on product categories and policy terms, the benefit can offer meaningful long-term value, particularly for premium electronics and household appliances.
10. Access to more than 150 lifestyle offers across the UAE
Perhaps the broadest money-saving benefit comes from Jaywan’s expanding portfolio of lifestyle promotions.
According to Al Etihad Payments, eligible cardholders have access to more than 150 offers spanning:
- Shopping
- Hotels
- Restaurants
- Cafés
- Entertainment
- Health and wellness
- Travel services
- Family attractions
These offers are refreshed periodically throughout the year, giving cardholders new opportunities to save across multiple spending categories.
More than discounts: Building a stronger payments ecosystem
While consumer offers may grab headlines, Jaywan’s broader significance extends well beyond cashback and promotions.
The scheme forms part of the UAE’s wider strategy to modernise its payment infrastructure, encourage digital commerce and strengthen payment sovereignty.
By processing domestic transactions locally, Jaywan helps improve operational efficiency while reducing dependence on international payment routing for transactions conducted entirely within the country.
The platform also supports enhanced data governance by keeping payment-related transaction data within the UAE, aligning with national cybersecurity and regulatory objectives.
For merchants, lower processing costs can encourage wider adoption of digital payments while improving overall transaction efficiency.
“Jaywan supports local businesses by improving payment efficiency and reducing transaction processing costs,” Al Etihad Payments has said.
Supporting financial inclusion
Another objective behind the initiative is expanding access to digital financial services.
In addition to debit cards linked directly to bank accounts, Jaywan also offers prepaid cards that allow users to load a fixed balance before spending.
These products are particularly useful for students, travellers, gift cards, budgeting purposes and individuals who do not maintain traditional bank accounts.
Because spending is limited to the available balance, prepaid cards can also help consumers better manage expenses while reducing the risk of overspending.
For online shopping, limiting exposure to only the loaded balance provides an additional level of financial security if card information is compromised.
Looking ahead
Jaywan remains in the early stages of its rollout, but its ambitions extend beyond debit and prepaid cards.
Al Etihad Payments has indicated that future expansion could include credit cards, additional premium tiers, wider merchant partnerships and further digital payment services.
As more UAE banks issue Jaywan cards and more merchants participate in the programme, industry experts expect the scheme to become an increasingly familiar part of everyday payments across the country.
For consumers, however, the immediate takeaway is simpler.
Whether booking flights, reserving hotels, ordering dinner, catching a movie or planning a family day out, using the right payment card can unlock savings that might otherwise be overlooked.
For households already spending on travel, entertainment and everyday services, Jaywan’s growing range of offers demonstrates that paying smarter can sometimes be just as valuable as spending less.





















