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UAE lowers legal age of adulthood to 18 under new Civil Transactions Law

The law also lowers the age at which a minor may seek judicial authorisation to manage their own assets from 18 Hijri years to 15 Gregorian years

Rajiv Pillai
Rajiv Pillai

02 January, 2026

UAE lowers legal age of adulthood to 18 under new Civil Transactions Law
Image: Getty Images

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The UAE has lowered the legal age of adulthood to 18 as part of a sweeping overhaul of its civil legal framework, a move designed to align civil capacity with modern economic realities and support greater youth participation in the economy.

The change forms part of a newly issued Federal Decree Law promulgating the Civil Transactions Law, which establishes a comprehensive and integrated framework governing rights, obligations, and civil dealings across the country. According to state news agency WAM, the legislation represents a major milestone in the UAE’s ongoing effort to modernise its legal system and improve clarity, consistency, and ease of application.

Under the new law, the age of majority has been reduced from 21 lunar years to 18 Gregorian years, unifying the legal age for full civil capacity. The reform brings civil law into alignment with other national legislation, including juvenile and labour laws, and harmonises civil and criminal responsibility standards. From a business and economic perspective, this provides greater legal certainty for contracts, financial transactions, and employment involving young adults.

The law also lowers the age at which a minor may seek judicial authorisation to manage their own assets from 18 Hijri years to 15 Gregorian years, a move aimed at encouraging entrepreneurship and early economic participation within a clearly defined legal framework.

Beyond age-related reforms, the new Civil Transactions Law introduces broader measures to modernise the UAE’s legal environment. These include clearer rules on contractual capacity, enhanced protections for free will in legal acts, and provisions supporting informed decision-making through mandatory disclosure during pre-contractual negotiations.

From a judicial standpoint, courts are granted broader discretion to apply principles of Islamic Sharia in cases where no explicit legislative provision exists, allowing judges to select solutions that best serve justice and public interest without being bound to a single school of jurisprudence.

Read: UAE issues 2 federal decree laws to strengthen capital markets regulation

The law also strengthens protections in areas such as property rights, sale contracts, compensation for harm, and corporate structures, while removing overlapping provisions to avoid duplication with existing legislation. Local emirate-level regulations will continue to apply within their jurisdictions, ensuring harmony between federal and local legal frameworks.

Overall, the reduction in the age of adulthood is one of several measures under the new Civil Transactions Law aimed at reinforcing individual legal capacity, supporting economic participation, and providing a more coherent and future-ready legal foundation for businesses and society in the UAE.

Dubai Culture’s Hala Badri on why the world’s creatives are choosing Dubai

As Dubai nears its 2026 milestone to double the creative sector’s GDP contribution, Hala Badri, DG of Dubai Culture and Arts Authority, is moving the city beyond administrative milestones toward a living, breathing ecosystem

Neesha Salian
Neesha Salian

02 January, 2026

Dubai Culture’s Hala Badri on why the world’s creatives are choosing Dubai
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In this interview with Gulf Business, Hala Badri, director general of Dubai Culture and Arts Authority (Dubai Culture), discusses the strategic roadmap for the emirate’s flourishing creative sector.

As part of the emirate’s visionary leadership, Dubai is rapidly evolving into a global capital for the creative economy.

With an ambitious target to double the creative industries’ contribution to the city’s GDP to 5 per cent by 2026 and generate 140,000 jobs, the authority is focused on building an integrated ecosystem that supports innovators and entrepreneurs alike.

From the growth of the Al Quoz Creative Zone to community-centric platforms like Hayi, the director general outlines how Dubai is moving beyond standard licensing to create a world-class environment where creativity truly thrives.

The government set an ambitious target to increase the creative sector’s contribution to Dubai’s GDP to 5 per cent by 2026. What specific policy mechanisms, beyond the existing licensing and freelance visa benefits, are currently being deployed to attract the necessary scale of investment and create the 140,000 jobs required to hit this target?

When Dubai set the ambition for the creative economy to contribute five per cent to our GDP by 2026, we understood that this vision begins long before a licence is issued or a visa is stamped. It begins with the kind of ecosystem a city chooses to build.

In recent years, the emirate has invested significant energy in shaping that ecosystem. Under the vision of HH Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai, and the supervision of HH Sheikha Latifa bint Mohammed bin Rashid Al Maktoum, chairperson of Dubai Culture and Arts Authority, Al Quoz Creative Zone has grown into a district where studios, co-working hubs, production facilities, and cultural venues operate in proximity. This organic growth, supported and steered by Dubai Culture, has created conditions that allow creatives to develop their work with greater clarity and confidence.

Community sits at the heart of this progress. Through initiatives we champion, neighbourhoods are forming around local talent through platforms such as Hayi. The Zone’s achievements, including its growing number of licences, events, and creative opportunities, show how the environment we have helped build continues to attract entrepreneurs, makers, and innovators to the city.

Supporting this physical and social foundation is a framework that nurtures and funds creativity. The Dubai Cultural Grant Programme gives institutions and independent practitioners the means to produce work that adds to the city’s cultural life. Initiatives such as the Entrepreneurship Forum link creatives with investors and partners, helping ideas grow into viable ventures and strengthening the flow of capital into the sector. We also ensure some pathways carry Dubai’s talent outward. Cultural exchange programmes, global showcases, and digital platforms introduce local talent to international audiences and open access to new markets.

Creative businesses also need an environment that supports practical growth. Partnerships with the Commercial Bank of Dubai enable enterprises to open accounts, secure financing, and receive advisory services tailored to their needs. Zoho One allows practitioners to manage their operations in a single place, while Letswork provides studios, podcast rooms, and co-working spaces that suit a wide range of practices.

Finally, to complete this system, we continually invest in talent. Through our partnership with LinkedIn, creatives gain access to learning in design, arts, entrepreneurship, and emerging digital fields. This prepares the next generation of writers, designers, filmmakers, and cultural entrepreneurs to build their careers with confidence.

How is Dubai Culture ensuring that the growth is not merely quantitative (more licences) but qualitative, focusing on high-value outputs, intellectual property creation, and export-oriented creative businesses from Dubai to the world?

When we speak about the growth of Dubai’s creative economy, we look beyond the rise in licences. Progress is reflected in the strength of the work being produced here, and that includes ideas that turn into design, writing, film, performance, and research that can be exported into regional and international markets.

Dubai Culture steps in to help practitioners at every stage of their journey. Through grants and talent development programmes, emerging voices have the room to build their skills and develop work with lasting impact. This commitment sits alongside our partnership with the Ministry of Economy, which strengthens the understanding of intellectual property across the sector. With targeted training and practical guidance, creatives learn how to safeguard their work and navigate rights, licensing, and commercial opportunities.

Research also informs this journey. The Creative Dubai report provided the foundation we needed to map the sector’s strengths and identify opportunities for high-value growth. Its insights continue to guide policy and programme design. These efforts are reflected in the city’s global performance. Dubai ranked first among 233 cities for greenfield FDI projects in the cultural and creative industries in 2024, attracting 971 projects and AED 18.86 billion in inflows, a clear sign that the world recognises the quality of work emerging from here.

Our goal now is to help local talent scale. Access to international platforms, exchange programmes, and export-oriented support allows Dubai-based artists to reach new audiences and expand their impact. This is how a licence becomes more than a registration and becomes the beginning of a meaningful creative journey.

The strategy aims for a 20 per cent rise in enrollment in design programmes and attracting four million visitors to design events by 2033. What is the biggest immediate hurdle to achieving these educational and visitation goals, and how will global partnerships (For eg., with design hubs in Milan or London) help overcome it?

Every ambition begins with a moment of reflection, and for Dubai’s design sector, that moment lies in recognising the scale of what is possible. The city already holds a strong position in the region, with design forming the largest share of its creative economy. This foundation gives us confidence. The next chapter is about helping more young people see the field as a path they can pursue here, shaped by local opportunity and informed by global influence.

The most immediate hurdle is perception. Many students still picture their journey starting abroad, influenced by the legacy of older design capitals. Our role is to show that Dubai offers a complete pathway, from education and prototyping to production and market access. Districts such as d3, expanding academic programmes, and active industry partnerships create an environment where a designer can begin and grow their practice within the city.

This is where international partnerships matter. Working with centres such as Milan and London provides mentorship and visibility while enabling young designers to learn from established creative ecosystems. These exchanges expose young talent to new approaches and markets and draw international attention to the work emerging from Dubai. Programmes such as the Talent Atelier illustrate this clearly. Participants gain access to leading practitioners and form networks that support them long after the programme ends. These collaborations also influence visitation. When respected designers, institutions and curators choose to work with Dubai, they reinforce the city’s presence on the global design map.

Dubai Culture launched the Dhs180m Cultural Grant Programme. Beyond the financial support, how is the authority ensuring the grants are used to scale up creative ventures into sustainable businesses, rather than funding one-off projects? What role does the mentorship component play in this long-term growth?

The Cultural Grant was created to do far more than support individual projects. Its purpose is to open doors. Each grant forms part of a wider journey that involves growth, visibility and new professional horizons. Funding enables creatives to produce work, travel, conduct research, or present on significant platforms, but the true impact emerges in the opportunities that follow.

This becomes clear when we look at the paths recipients take. With Dubai Culture’s backing, an artist showing at the Venice Biennale reaches networks they may never have accessed otherwise. For design practitioners, participation in Maison & Objet in Paris opens doors to peers, buyers and institutions that can shape the next phase of their careers. Our role in enabling teams contributing to Expo Osaka helped them gain exposure to international collaborators and new ways of thinking. Even the young musicians performing with NYO Dubai at Carnegie Hall built a level of artistic discipline and confidence, strengthened by the programmes that brought them there.

The programme offers support that adapts to each project. Some creatives work with curators or educators who help refine their ideas. Others connect with producers, business specialists, or global partners. This kind of mentorship helps practitioners think long-term and understand what is needed to build a sustainable creative practice.

Dubai Culture is also implementing a broader framework to strengthen the entire grant ecosystem. This includes clearer pathways for development, closer links with global institutions, and practical help so individuals and organisations in the industry develop stability and scale.

The 10-year ‘Cultural Visa’ is a key tool for attracting global talent. What data or metrics are being tracked to measure the long-term retention rate of these creative professionals, and how do their contributions differ from the existing local and regional talent pool?

The ‘Cultural Visa‘ was created with the industry’s future in mind. By the end of August 2025, a total of 13,856 practitioners had been accredited through Dubai Culture. Each one, whether an artist, designer, writer, scholar, producer or cultural thinker, chose the city as a home for their work. The number is significant, but the more telling measure is how they stay engaged. Many establish studios or join collectives. Others return to participate in festivals, submit work to exhibitions, or take part in commissions. Some form partnerships with local institutions.

The fact that we have practitioners from every part of the world is also important. Artists from other countries bring methods shaped by their own backgrounds and contribute viewpoints that broaden the local creative vocabulary. Their presence often opens pathways for younger UAE-based talent. A designer exposed to a different design school gains new ways of thinking. An artist working with someone who has exhibited widely learns how to prepare work for new audiences. These encounters enrich the community and add to the sector’s ongoing development.

With the Al Quoz Creative Zone now established, what is the next strategic step for this hub? Is the focus now shifting from attracting tenants to generating collaborative, commercial projects that leverage the concentration of creative entities within the zone?

Now that Al Quoz Creative Zone is firmly established, the next phase is about deepening its role as a working ecosystem. The foundations are already in place. Since its launch in 2021, the Zone has progressed from an industrial area into a dynamic centre of creativity, supported by Dubai Culture and guided by the vision of the leadership.

With this foundation in place, the focus is naturally shifting toward activation and helping the community inside turn ideas into commercial outcomes. Dubai Culture’s recent initiatives reflect this direction. Makers Month brings together makers, talent and entrepreneurs and supports the development of artistic skills and creative potential. The Mobtakir Diploma gives emerging innovators the tools to design prototypes and develop product-based businesses.

The Zone is also entering a period of major new development, with Dubai Culture steering its progress in line with approved plans and a clear urban and cultural framework. Al Quoz Hub, one of its most significant upcoming projects, has completed design and is moving toward construction, with a timeline extending to 2028.

Hosting major events like the World Cities Culture Summit 2024 and the ICOM General Conference 2025 places Dubai at the centre of global cultural policy. How is Dubai Culture leveraging the insights and connections from these major convenings to influence and refine local policy and public art strategies directly?

When Dubai hosts major gatherings such as the World Cities Culture Summit and the ICOM General Conference, the real value becomes evident after the event concludes. These moments bring the world’s cultural leaders into the same room, and the conversations that unfold there give us access to approaches, challenges and solutions shaped by very different contexts. For us, this becomes practical knowledge we can immediately fold into our own work.

The ICOM conference, in particular, has already influenced how our teams think and plan. Preparing for the event strengthened the links between our museums, heritage specialists, academic partners and international institutions. The discussions we hosted with global peers encouraged us to look again at how cultural spaces connect with younger audiences, how complex histories are presented, and how long-term sustainability is built into planning. These insights are now guiding future exhibitions and shaping our broader strategy for the sector.

The World Cities Culture Summit had a similar effect. Listening to cities that have spent years refining cultural policy helped us sharpen our own priorities, especially in public art and community engagement. It pushed us to look more closely at how neighbourhoods play a stronger role in local programmes and how art can sit naturally within the rhythms of the city.

Dubai Culture has partnered with Google Arts & Culture and launched the MENA Creatives Bootcamp focused on AI. How essential is AI proving to be, not just for cultural access, but for creating a competitive advantage for Dubai-based artists and institutions in terms of content generation and global distribution?

Similar to its impact in other domains, AI is becoming one of the most powerful forces in the cultural field, and its influence extends well beyond access or digitisation. Across the world, artists and institutions are using AI to develop new creative methods, accelerate production, personalise cultural content, and reach audiences at a scale that was previously not possible.

Our partnership with Google Arts & Culture and the launch of the MENA Creatives Bootcamp came from a belief in the potential of new technologies. Dubai has always benefitted from leadership that looks ahead, and that mindset has helped local practitioners navigate a fast-changing environment with confidence. The programme brings together creatives and technologists who explore how AI can support narratives, strengthen technique, and unlock new forms of expression. Participants learn to use these tools with care for heritage and with an eye on innovation, reflecting the city’s wider approach.

Across our programmes, including the Sikka Art and Design Festival and museum activations, we encourage artists to explore digital art and hybrid practices. We see that this blend of heritage and emerging technology gives Dubai-based talent a distinct voice. It allows them to create work that resonates internationally while remaining connected to the city’s identity.

It has become something of a signature Dubai style, increasingly visible on the international stage. In the lead-up to ISEA2026, and through the growing number of global cultural gatherings that Dubai Culture is bringing to the city, the exchange among art, science, and technology continues to deepen, positioning the city as a leader in the global conversation about the future of creative practice.

The Dubai Public Art Strategy aims to integrate art into everyday life, exemplified by installations in Hatta and Al Shindagha. What is the process for selecting these high-profile public artworks, and how does the authority ensure they reflect the emirate’s unique identity while also being globally relevant?

The starting point is always the place itself. Every district in Dubai has its own rhythm, its own memory, its own way of welcoming those who pass through it, and the artwork has to grow from that. A piece created for Hatta, for instance, needs to feel grounded in the mountains and the stillness that draws people there. A commission in Al Shindagha, on the other hand, has to speak to the neighbourhood’s heritage and the role it plays in the story of the UAE. When the artwork grows naturally from the character of the site, it feels authentic.

Once we understand the spirit we are looking to capture, we invite artists through open calls or commissions, depending on the project’s needs. We look for ideas that read the place with sensitivity and engage with the community. Curators and cultural specialists then review the proposals, considering how each work will fit into the environment and how it can connect with both local audiences and the wider world.

The revitalisation of historical districts like Al Shindagha and Al Fahidi is vital. In a city defined by innovation and vertical growth, how does the Authority ensure that the preservation of physical heritage remains relevant and engaging to a young, multicultural population, making it an active part of Dubai’s future, rather than just a historic footnote?

Dubai’s historic districts provide a real sense of the city’s past, so it is our responsibility to ensure these places continue to speak to future generations. One thing we’ve understood is that to preserve heritage properly, we need to bring it into the present. Without that, these spaces won’t connect with the way people experience culture today.

In Al Shindagha and Al Fahidi, we do this by using the areas for contemporary expression, so exhibitions, performances, design interventions, and community gatherings draw young audiences into places they may have previously only seen in photographs. The experience changes completely when someone stands in a courtyard to view an installation or when someone hears traditional music drifting through the alleyways. Festivals deepen this connection, as events such as the Sikka Art & Design Festival at Al Shindagha Historic Neighbourhood, Hatta Cultural Nights, and cultural programmes across the city turn historic streets into creative meeting points.

We also rely on storytelling that feels familiar to today’s audiences. Our museums and heritage houses use film, sound, and interactive elements to bring these neighbourhoods to life. This way of working turns preservation into something people can actively engage with. It also allows a multicultural community to see traditions and history as a source of ideas and inspiration.

National education curriculum: How the new federal decree law impacts it

The provisions apply to all public and private educational institutions implementing the national curriculum from kindergarten through Grade 12

Neesha Salian
Neesha Salian

02 January, 2026

National education curriculum: How the new federal decree law impacts it
Image: Dubai Media Office/ For illustrative purposes

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The UAE has issued a federal decree law establishing a comprehensive legislative framework to govern the design, approval, implementation and review of the national educational curriculum, according to the state news agency, WAM.

The law introduces an integrated governance system that defines the roles and responsibilities of federal and local authorities to ensure coordination, transparency, accountability and community participation in the development of education.

It is designed to regulate the approval and structure of national curriculum components in a way that ensures consistency and stability while preserving the flexibility needed for ongoing updates in response to future developments and changing societal and labour market needs.

Here’s how it impacts the national educational curriculum

The aim is to enhance the quality of curriculum content, strengthen the competitiveness of the education sector and prepare students for effective integration into society and the economy at local and international levels.

The provisions apply to all public and private educational institutions implementing the national curriculum from kindergarten through Grade 12.

The law also requires private schools that do not follow the national curriculum to teach approved compulsory subjects, reinforcing unified national educational foundations and shared identity and values.

Under the decree, the National Education Charter of the UAE is designated as the supreme reference document defining national education objectives, graduate attributes, national identity, societal values, targeted competencies and general educational principles, guiding curriculum design and development.

The law specifies core curriculum components, including national learning standards and outcomes, curriculum design principles, teaching methods, educational pathways, language of instruction, learning duration, compulsory and elective subjects, and subject‑specific content to ensure clarity of the academic and pedagogical framework and the sustainability of quality.

It establishes a framework for classifying curriculum changes into four categories with defined approval authorities. Major changes that affect the philosophical or structural foundations require approval by the Education, Human Resources, and Community Development Council and ratification by the Council of Ministers, and must be piloted and evaluated before nationwide implementation.

Partial changes relating to specific subject components are approved by the council, while technical changes are approved by the Ministry of Education. Exceptional and urgent changes introduced in response to national or global emergencies are approved by the council, with reporting to the Council of Ministers if wide‑ranging.

The decree permits government, private and non‑profit entities, including those operating in free zones, to submit proposals for curriculum development or amendment, provided they are supported by reliable studies demonstrating alignment with national education objectives, labour market needs, national identity and societal values.

Read: UAE schools to introduce AI curriculum from kindergarten-grade 12

The law outlines governance responsibilities

The law outlines governance responsibilities, with the Council of Ministers responsible for approving the National Education Charter, the national curriculum and major changes.

The Education, Human Resources, and Community Development Council is tasked with providing strategic direction and ensuring alignment with national policies.

The Ministry of Education is responsible for preparing, developing and reviewing the curriculum, providing educational resources, learning materials, assessment tools and teacher readiness mechanisms, and overseeing implementation.

Educational institutions are responsible for implementing the curriculum, participating in pilot programmes and submitting feedback to the Ministry.

Local education authorities will monitor implementation in private schools, and the National Centre for Education Quality will evaluate implementation, measure impact and submit periodic reports.

UAE introduces tiered excise tax model on sweetened drinks from Jan 1

The tax will apply to ready-to-drink beverages as well as concentrates, powders, gels, extracts and other forms that can be converted into sweetened drinks

Gulf Business
Gulf Business

02 January, 2026

UAE introduces tiered excise tax model on sweetened drinks from Jan 1
Image: Getty Images/ For illustrative purposes

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The UAE has introduced a new mechanism for calculating excise tax on sweetened drinks from January 1, shifting to a tiered-volumetric model that links tax rates directly to the sugar and sweetener content of beverages, the Federal Tax Authority (FTA) said.

Under the new model, the amount of excise tax imposed per litre of a sweetened drink will depend on the total quantity of sugar and other sweeteners per 100 millilitres of the product.

The mechanism is set out under Cabinet Decision No 197 of 2025 on Excise Goods, Tax Rates or Amounts Imposed on Excise Goods, and the Methods of Calculating the Excise Price, which will enter into force in line with amendments to Federal Decree-Law No 7 of 2025 on Excise Tax.

The FTA said the decision forms part of ongoing efforts to develop a safe and healthy society by reducing the consumption of harmful goods and limiting the social and economic impacts associated with non-communicable diseases linked to unhealthy consumption patterns.

As part of preparations for implementation, the authority has launched a new service through its EmaraTax digital platform for registering sweetened drinks under the tiered-volumetric calculation mechanism.

The service replaces the current fixed-rate excise tax calculation method and uses artificial intelligence to streamline the registration process.

From January 1, all producers, importers and stockpilers of sweetened drinks will be required to obtain an “Emirates Conformity Certificate for Sugar and Sweeteners Content in Beverages (for Excise Tax purposes)” through the Ministry of Industry and Advanced Technology.

The certificate will be issued following laboratory testing conducted by accredited laboratories listed by the National Accreditation Department and the Emirates International Accreditation Centre.

The certificate must be submitted to the FTA when registering or updating beverage products on the EmaraTax platform. The authority said beverages will be classified as high-sugar sweetened drinks if the certificate is not submitted, until laboratory results confirm sugar levels below the prescribed threshold.

The FTA said it has implemented a comprehensive early-awareness plan for the new mechanism and issued a public clarification in September 2025, outlining the key features of the amendments to the application of excise tax on sweetened drinks.

Excise tax on sweetened drinks to be calculated on the following:

Under the new model, excise tax will be calculated based on the total content of sugar, including natural sugar, added sugar and artificial or other sweeteners, where a product contains added sugar or sweeteners such as honey.

The tax will apply to ready-to-drink beverages as well as concentrates, powders, gels, extracts and other forms that can be converted into sweetened drinks.

Beverages containing only natural sugar, with no added sugar or other sweeteners, will not be subject to excise tax.

For products that are not ready to drink, such as powders and extracts, producers will be required to provide information on sugar content and serving size based on preparation instructions stated on product labels, to avoid suspension of product registration that could affect import procedures.

Here’s how carbonated drinks will be impacted

The authority said carbonated drinks will no longer be classified as a separate category of excise goods under the new mechanism. Instead, their tax treatment will depend on sugar and sweetener content and whether they meet the definition of sweetened drinks.

Energy drinks will remain subject to excise tax at a rate of 100 per cent of the excise price under the current calculation method and will not fall under the tiered-volumetric model.

Under the new system, sweetened drinks will be classified into four categories. High-sugar sweetened drinks, containing 8 grams or more of total sugar and other sweeteners per 100 millilitres, will be subject to an excise tax of Dhs1.09 per litre.

Moderate-sugar sweetened drinks, containing 5 grams or more and less than 8 grams per 100 millilitres, will be taxed at Dhs0.79 per litre.

Low-sugar sweetened drinks, containing less than 5 grams per 100 millilitres, and artificially sweetened drinks containing only artificial sweeteners or artificial sweeteners with less than 5 grams of sugar per 100 millilitres, will be taxed at zero dirhams per litre.

Read: Saudi Arabia announces new sugar tax for soft drinks and sweetened beverages

UAE issues 2 federal decree laws to strengthen capital markets regulation

The federal decree laws support greater international cooperation, facilitate mutual recognition procedures and enable the cross-border recognition of financial products

Gulf Business
Gulf Business

02 January, 2026

UAE issues 2 federal decree laws to strengthen capital markets regulation
Image: Getty Images

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The UAE has issued two federal decree laws covering the Capital Market Authority and the regulation of capital markets, as part of broader efforts to modernise the country’s financial legislation and strengthen market stability, efficiency and competitiveness.

The decree laws aim to align the UAE’s regulatory framework with international standards and reinforce the independence of the Capital Market Authority, including its role in safeguarding the soundness and stability of the capital markets and ensuring fair competition, as reported by the state news agency WAM.

Capital Market Authority’s core mandates are defined

Under the new framework, the Capital Market Authority’s core mandates are clearly defined.

These include regulating licensed financial activities and issuers, supervising them in line with international standards, issuing regulations to ensure fair and effective financial practices, supporting governance principles, monitoring system-related risks, and enhancing the global standing of the UAE’s capital markets as an international financial centre.

The decree laws also seek to improve compliance with requirements set by international bodies such as the International Organization of Securities Commissions, the World Bank, the International Monetary Fund and the Financial Action Task Force.

They support greater international cooperation, facilitate mutual recognition procedures and enable the cross-border recognition of financial products.

In the area of consumer protection and financial inclusion, the decree laws introduce an integrated framework obliging licensed entities to provide access to appropriate financial services for all segments of society, in line with digital transformation and financial technology developments.

The framework also supports sustainability in financial services and provides for national financial awareness programmes in cooperation with the private sector and civil society institutions.

The laws affirm the continuation of existing consumer protection practices, including measures to align credit facilities with clients’ income levels and protect consumers from irresponsible financial practices.

The decree law regulating capital markets introduces early intervention measures designed to address signs of financial deterioration among licensed entities.

These measures include activating recovery plans, imposing additional capital and liquidity requirements, adjusting operational and administrative structures, appointing temporary committees, placing firms under direct administration, and pursuing mergers, acquisitions or liquidation where necessary.

Capital Market Authority to act as the resolution authority

Under the new framework, the Capital Market Authority acts as the resolution authority, with powers to manage financial crises through the dismissal and appointment of management, the appointment of temporary administrators, capital restructuring and the implementation of rescue measures to ensure the continuity of critical activities.

The decree laws also strengthen the administrative sanctions regime by allowing higher fines based on the severity of violations and transaction size.

The authority is authorised to impose fines of up to ten times the profit gained or ten times the loss avoided by a violator.

The framework permits reconciliation with violators before final judicial rulings and allows for the publication of sanctions on the authority’s official website, measures intended to enhance transparency and market discipline.

Riding an e-scooter in Dubai? Here’s how to get your official permit

Applying for the e-scooter riding permit through RTA app is now available to customers via a simple and user-friendly process

Neesha Salian
Neesha Salian

02 January, 2026

Riding an e-scooter in Dubai? Here’s how to get your official permit
image: RTA

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Dubai’s Roads and Transport Authority (RTA) has activated the e-scooter riding permit application service across all official channels, following its earlier availability exclusively through the RTA website (www.rta.ae).

The service has now been integrated into the RTA Dubai application and the Dubai Now application, eliminating the need to visit service centres.

This step forms part of RTA’s ongoing efforts to keep pace with Dubai’s ambition to become the world’s smartest city, accelerate digital transformation, and enhance access to services, thereby saving customers time and effort.

Using the RTA app

Applying for the e-scooter riding permit through the RTA app is now available to customers via a simple and user-friendly process. Applicants are required to complete an online theoretical test covering key e-scooter usage rules, safety requirements, and safe riding fundamentals.

Upon successful completion of the test, applicants are authorised to use this soft mobility means in areas and streets designated by RTA, after which the permit is issued electronically through RTA’s smart channels.

The service forms part of a broader package of initiatives aimed at regulating e-scooter use, enhancing traffic awareness, and safeguarding road users.

It added that the permit application service remains available via RTA’s official website, providing customers with flexible options to choose the channel that best suits their needs.

RTA urges e-scooter users who do not meet the exemption criteria to obtain the required permit before operating e-scooters in authorised areas, and to comply with all applicable laws, regulations, and instructions to maintain public safety.

Here’s how you can apply for the e-scooter permit

Steps to obtain the permit:

1. Use RTA’s website or the activated applications: RTA Dubai and Dubai Now.

2. Log in or create an account.

3. Select the service “E-Scooter Riding Permit”.

4. Complete the training by reviewing instructional materials on traffic safety rules and the safe use of these vehicles.

5. Successfully pass the electronic test.

6. Receive the digital permit via email and text message.

Key terms and conditions to qualify

• Age: 17 years and above.

• Exemptions: Holders of valid UAE or international driving licences.

• Permitted areas: Designated zones and dedicated e-scooter tracks, including Downtown Dubai, Jumeirah, and Palm Jumeirah, with exclusions in Saih Al Salam, Al Qudra and Al Meydan.

• Fines: Penalties apply for violations, including riding without a permit, operating outside approved and authorised areas, or failure to wear a helmet.

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