Property Finder introduces mortgage cashback scheme for UAE first-time homebuyers
Prospective buyers begin the process by completing an eligibility assessment before consulting a Mortgage Finder advisor during the mortgage pre-approval stage
14 July, 2026
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Property Finder has launched a new mortgage cashback initiative aimed at supporting first-time homebuyers in the UAE, as improving market conditions and government-led housing initiatives continue to encourage greater homeownership across the country.
Introduced through the company’s mortgage advisory platform, Mortgage Finder, the programme offers eligible customers cashback equivalent to 1 per cent of their mortgage amount, with payments ranging from Dhs10,000 to Dhs150,000 depending on the size of the loan.
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The initiative is designed to address one of the principal financial challenges associated with purchasing a home, the upfront costs incurred during the transaction, including registration fees, furnishing, renovations, moving expenses and initial utility deposits.
Unlike limited promotional campaigns or prize-based incentives, the cashback is available to all customers who satisfy the programme’s eligibility requirements.
Eligibility criteria
To qualify, applicants must be UAE nationals or residents, be at least 21 years old, have not held a mortgage during the previous two years, secure an eligible mortgage with a minimum value of Dhs1m and purchase a qualifying property through a participating agency partner.
The programme is available on selected listings carrying a dedicated Mortgage Cashback badge on the Property Finder platform.
Prospective buyers begin the process by completing an eligibility assessment before consulting a Mortgage Finder advisor during the mortgage pre-approval stage. Following mortgage approval and completion of the property transaction, the cashback is processed and paid to the buyer.
According to Property Finder, the initiative combines mortgage advisory services with financial incentives intended to simplify the financing process for first-time purchasers.
Initial rollout
Mortgage Cashback has been introduced in partnership with Driven Properties, with the company planning to extend the initiative to MD Real Estate in Abu Dhabi before expanding it to additional agency partners over the coming months.
The broader rollout is expected to increase the number of qualifying properties available under the programme while extending its reach across multiple emirates.
Property Finder said the initiative forms part of Mortgage Finder’s wider strategy of providing independent mortgage advisory services supported by market data, financing expertise and access to multiple banking partners.
Supporting government housing objectives
The company said the programme aligns with broader government efforts to increase homeownership, including the Dubai Economic Agenda D33 and the Dubai Real Estate Strategy 2033, both of which seek to strengthen the emirate’s long-term economic competitiveness and real estate sector.
By reducing upfront financial commitments, the initiative aims to improve accessibility for first-time buyers while supporting sustained activity within the residential property market.
Enguerran Milhiet, Vice President of Mortgage Finder, said improving market conditions have created favourable opportunities for prospective homeowners, although upfront purchasing costs continue to present a significant hurdle for many buyers.
“We’re seeing a unique moment in the market where buyers have more choice, stronger negotiating power and increasing support from both the public and private sectors. For many aspiring homeowners, however, upfront costs remain the final obstacle. Mortgage Cashback was created to remove part of that barrier.”
He added: “By returning meaningful cash to buyers when they need it most, we’re helping more people turn today’s market opportunity into homeownership. This initiative builds on the government’s commitment to first-time buyers while extending that support across ready properties, multiple Emirates and a wide network of banking partners. It’s one more step towards making homeownership simpler, more accessible and more rewarding.”
Property Finder said the cashback programme is the latest addition to its portfolio of mortgage advisory services aimed at reducing financial barriers for first-time buyers. By combining financing support with direct cashback, the company expects the initiative to improve affordability during the purchase process while providing buyers with greater financial flexibility as they take ownership of their homes.



















