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Abu Dhabi Indian expat wins Dhs100m in The UAE Lottery

Since its launch, The UAE Lottery has awarded over 200 winners of  Dhs100,000, with more than 100,000 players claiming prizes totaling over Dhs147m

Neesha Salian
Neesha Salian

28 October, 2025

Abu Dhabi Indian expat wins Dhs100m in The UAE Lottery
Image: Supplied

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Anilkumar Bolla, a 29-year-old Indian national and long-time resident of Abu Dhabi, became the first-ever winner of the Dhs100,000,000 grand prize in The UAE Lottery, officials announced.

Bolla struck gold in The UAE Lottery’s 23rd Lucky Day Draw #251018, held on Saturday, October 18. At the time of the draw, he was at home when he received the call from The UAE Lottery.

Bolla said he was “completely shocked and overjoyed,” adding he first shared the news with a colleague before calling his brother in India.

“This win is beyond my wildest dreams,” Bolla said. “When I received a call from The UAE Lottery, I thought it was surreal. I kept asking them to repeat the message. It took time to sink in, and even today, I still can’t believe my new reality.”

Bolla said he plans to buy a supercar, spend a month at a seven-star hotel, and carefully plan investments. “My win is proof that hope and luck can align for anyone, especially when they least expect it,” he added.

The winning numbers were a mix of chance and personal significance. Bolla combined an Easy Pick from the “Days set” and the number 11 from the “Months set” to honour his mother’s birthday. The win coincided with the eve of Diwali, the Indian festival of lights. “It feels like an exceptional blessing,” Bolla said. “Winning on such an auspicious occasion makes it even more meaningful.”

UAE Lottery: Other winners

The draw also celebrated 10 other winners, each taking home Dhs100,000.

Since its launch, The UAE Lottery has awarded over 200 winners of Dhs100,000, with more than 100,000 players claiming prizes totaling over Dhs147m.

“First, congratulations to Anilkumar on this phenomenal win,” said Scott Burton, commercial gaming director at The UAE Lottery. “The Dhs100,000,000 prize will not only change his life but also signifies a remarkable milestone for The UAE Lottery, reinforcing our mission to uplift people’s lives while delivering regulated, exciting, and fun lottery experiences.”

Regulated by the GCGRA, The UAE Lottery is known for guaranteed prizes and responsible play.

Aldar posts 30% rise in 9-month net profit to Dhs6bn

For Q3 alone, Aldar posted Dhs8bn in revenue, up 44 per cent, and Dhs1.9bn in net profit, a 49 per cent increase from a year earlier

Gulf Business
Gulf Business

28 October, 2025

Aldar posts 30% rise in 9-month net profit to Dhs6bn
Image: Getty Images

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Abu Dhabi-based developer Aldar Properties reported a 30 per cent year-on-year increase in net profit after tax to Dhs6bn ($1.63bn) for the first nine months of 2025, driven by strong growth across both its development and investment platforms.

Revenue for the period climbed 43 per cent year-on-year to Dhs23.6bn, while gross profit and EBITDA each rose 43 per cent and 44 per cent, respectively, to Dhs8.1bn and Dhs7.8bn.

For Q3 alone, Aldar posted Dhs8bn in revenue, up 44 per cent, and Dhs 1.9bn in net profit, a 49 per cent increase from a year earlier.

Aldar’s development sales reached Dhs28.5bn in the nine-month period, up 19 per cent year-on-year, with UAE sales accounting for Dhs 26.5bn.

The company reported record quarterly UAE sales of Dhs 9.1bn in Q3 2025, supported by demand for new launches including Fahid Beach Terraces, Rise by Athlon, and Al Deem Townhomes.

Sales to overseas and expatriate buyers made up 77 per cent of total UAE sales, amounting to Dhs 20.4bn for the period. Aldar’s development revenue backlog rose to an all-time high of Dhs66.5bn, including Dhs57.3bn in the UAE, providing strong visibility over the next two to three years.

“Aldar’s exceptional performance in the first nine months of the year reflects the strength of the UAE’s economic momentum and the scalability of our diversified business model,” said the company. “Our record Dhs 66.5bn backlog underscores the depth of demand for our residential communities, while our Dhs17.6bn develop-to-hold pipeline reflects the scale and breadth of our long-term investment strategy.”

Aldar divisions: Key highlights

The Aldar Investment platform reported adjusted EBITDA of Dhs2.3bn, up 17 per cent year-on-year, driven by high occupancy, rising rental rates, and contributions from strategic acquisitions. Assets under management stood at Dhs47bn at the end of September 2025.

The company maintained a strong liquidity position, with Dhs12.3bn in free and unrestricted cash and Dhs17.4bn in committed undrawn bank facilities.

Liquidity was further strengthened through two transactions in the third quarter totaling Dhs1.8bn, including a USD 290m tap on existing green sukuks and a GBP 150m revolving credit facility secured by its UK unit, London Square.

Aldar Development, which covers property development and sales in the UAE, Egypt, and the UK, saw revenue increase 50 per cent year-on-year to Dhs 17.1bn for the nine-month period. Its international units SODIC and London Square contributed Dhs711m and Dhs1.1bn in revenue, respectively.

In the investment segment, Aldar Investment Properties’ adjusted EBITDA rose 28 per cent year-on-year to Dhs516m in Q3 2025, supported by portfolio expansion and near-full occupancy of 97 per cent.

Growth was also driven by new commercial and residential assets in Masdar City, the acquisition of 6 Falak, and ongoing development projects such as Yas Business Park, due for completion in 2027.

Aldar’s Hospitality portfolio posted a 4 per cent rise in revenue per available room (RevPAR) and 8 per cent growth in average daily rates (ADR), though EBITDA for the nine-month period slipped 2 per cent due to ongoing asset transformation projects. Aldar Education reported a 12 per cent like-for-like increase in nine-month adjusted EBITDA, with enrolment across its operated schools rising 14 per cent to 17,900 students.

Aldar continued to strengthen its ESG commitments, achieving a 31 per cent improvement in energy use intensity, reducing embodied carbon in materials by 29 per cent, and recycling 86 per cent of construction waste.

The group also exceeded its NAFIS Emiratisation commitment, hiring 1,430 UAE nationals since 2021.

Shares of Aldar were last trading flat on the Abu Dhabi Securities Exchange.

Read: Aldar to build UAE’s first Tesla Experience Centre on Yas Island

Leading through change: Alessio Vinassa on building resilient businesses in uncertain times

McKinsey’s analysis showed the pandemic pushed many companies several years forward in adopting digital tools and AI

Gulf Business
Gulf Business

28 October, 2025

Leading through change: Alessio Vinassa on building resilient businesses in uncertain times
Alessio Vinassa/Image: Supplied

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The blockchain and Web3 space has seen some of the wildest market movements in recent years, as mainstream adoption and painstaking government regulation spark periods of excitement and uncertainty at the same time. That is why we thought it would be well-timed to sit down with Alessio Vinassa, entrepreneur and international Web3 strategist, about resilient leadership and how to navigate uncertain times. Vinassa speaks like a builder: detail-minded, future-focused, and unafraid to call out what really scales. Below is a fireside-style Q&A that captures his playbook for navigating uncertainty, strengthening organisations, and turning disruption into durable business growth.

What does “leading through change” mean right now?

“Leading through change means treating uncertainty as a design parameter, not an anomaly. If you design systems for variability, you don’t just survive shocks — you learn from them and get stronger.”

PwC’s Global Crisis and Resilience Survey (2023) found that 89 per cent of business leaders now rank resilience as a strategic priority, and nearly all organisations have faced disruptions in recent years. That shift reframes leadership: rather than reactive crisis management, resilience becomes part of long-term strategy and business development.

How should leaders prepare for systemic shocks?

“Preparation is a portfolio. Diversity of suppliers, redundancy in critical infrastructure, and scenario-based playbooks — those are the components.” Vinassa argues leaders should balance three investments in their operating model: visibility (real-time data), optionality (multiple sourcing and modular operations), and responsiveness (clear decision rights and practiced drills).

Research on supply chains shows how companies that reconfigured networks and emphasised nearshoring, inventory strategies, and data-driven forecasting improved continuity during disruptions.

What role does technology play in business resilience?

“Technology is the nervous system of resilient businesses. Digital capabilities — from monitoring to automation — let you detect shocks early and respond precisely.”

McKinsey’s analysis showed the pandemic pushed many companies several years forward in adopting digital tools and AI, and those firms were better able to pivot operations, reach customers, and keep teams productive.

But technology without governance is fragile. Vinassa warns: “Deploy tech with clear ownership and rehearsal — automation that isn’t stress-tested becomes a liability in a crisis.”

How do culture and leadership influence resilience?

“Culture is the multiplier. Systems and processes matter, but culture determines whether people execute when stakes are high.”

He recommends three cultural pillars: transparency (so teams have accurate situational awareness), psychological safety (so people surface problems early), and empowerment (so decisions happen at the point of impact). When leaders model these behaviors—by sharing information, acknowledging trade-offs, and rewarding rapid learning—organisations adapt more quickly and innovate under pressure.

What practical changes should entrepreneurs and established firms implement now?

Vinassa spells it out in a pragmatic checklist:

  • Map critical nodes — Identify systems, suppliers, and teams whose failure would cascade across the business.
  • Build short-run and long-run buffers — Maintain working-capacity reserves and modular options for key inputs.
  • Operationalise visibility — Invest in real-time dashboards for cash, inventory, and capacity.
  • Practice response — Run scenario drills (cyber incident, supply shock, regulatory change) quarterly.
  • Design for rapid redeployment — Modularise product and service components so resources can be reassigned quickly.

“These aren’t expensive on-paper measures,” Vinassa says. “They’re disciplined — the same discipline that underpins product development. Discipline protects optionality.”

How does risk like cybercrime change the resilience equation?

“Cyber is not an IT problem — it’s a board-level continuity issue,” Vinassa warns. The IBM Cost of a Data Breach report (2024) found the global average cost of a breach reached $4.88m. The data underscores a simple truth: durable organisations treat cybersecurity as integral to business resilience, not a back-office fix.

Final reflection: what does success look like?

“Success is sustainable adaptation,” Vinassa concludes. “If the metric you use is quarterly growth alone, you’ll be tempted to over-optimise for the short run. But resilient leaders measure how fast they can respond, redeploy, and keep creating value when conditions change.”

He wants entrepreneurs, executives, and boards to reframe their growth ambitions: “Business growth powered by resilience is the most competitive strategy. It creates durable advantage because it is harder to copy.”

Quick Data Highlights

  • 89 per cent of business leaders now say resilience is a top strategic priority. (PwC, 2023)
  • $4.88m — average global cost of a data breach in 2024 (IBM, 2024)
  • Majority of companies accelerated digital adoption during the pandemic; McKinsey found the crisis pushed many firms several years forward on tech adoption.
  • More than 60–75 per cent of firms reshaping supply networks for resilience. (Gartner / Deloitte)

Tabby valued at $4.5bn following secondary share sale

As part of the transaction, HSG, Boyu Capital, and others acquired shares from existing investors

Neesha Salian
Neesha Salian

28 October, 2025

Tabby valued at $4.5bn following secondary share sale
Image: Supplied

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Saudi Arabia–headquartered financial services app Tabby said on Monday it has completed a secondary sale of shares held by certain existing shareholders, implying a company valuation of $4.5bn.

As part of the transaction, HSG, Boyu Capital, and others acquired shares from existing investors. No new shares were issued, and Tabby did not receive any proceeds from the sale, the company said in a statement.

“We’re proud to welcome our new shareholders who share Tabby’s ambitions and the impact we’re making on financial services across the region,” said Hosam Arab, CEO and co-founder of the buy-now-pay-later platform.

Tabby provides flexible payment solutions for over 40,000 global brands

“Tabby’s product velocity and rapid path to scalability reflect exceptional execution and a deep understanding of the market,” said Rock Wang, MD at HSG. “We’re excited to partner with management as they continue to build a comprehensive financial services flywheel in a region with tremendous growth potential.”

Joey Chen, partner at Boyu Capital, added: “Tabby has demonstrated strong product innovation and disciplined growth in a rapidly developing market, placing the company as the forefront leader in this region’s nascent financial technology sector. We are excited to partner with Hosam and the Tabby team as they build the next generation of financial services in the Middle East.”

Founded in Riyadh, Tabby provides flexible payment solutions for over 40,000 global brands and small businesses, including SHEIN, Amazon, Adidas, IKEA, H&M, Samsung, and Noon.

The company operates in Saudi Arabia, the UAE, and Kuwait.

Spotify’s Anna Lundström tunes in on key values powering its approach to HR

Spotify’s CHRO on using AI, a ‘glocal’ strategy, and ‘Core Week’ has supported the company’s ‘bandmates’ and made a difference to productivity

Neesha Salian
Neesha Salian

28 October, 2025

Spotify’s Anna Lundström tunes in on key values powering its approach to HR
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At a time when most global companies are rethinking how people work, Spotify has chosen to double down on flexibility, trust, and employee wellbeing — values deeply rooted in its Swedish DNA.

Under the leadership of chief HR officer Anna Lundström, the company has refined its “work from anywhere” model, introduced new initiatives like “Core Week” to reconnect teams, and continued to export its culture of transparency and inclusivity to more than 40 countries where its 7,000 employees operate.

In this conversation, Lundström explains how Spotify‘s “glocal” strategy helps the company stay culturally relevant in every market, why AI and human creativity must evolve together, and how the streaming giant continues to build a people-first organisation that mirrors its audience — global, diverse, and constantly innovating.

How does Spotify manage its diverse, global workforce across different cultures and generations?

We use what we call a “Glocal” approach, a global strategy for people experiences and benefits with local nuances. We’re in 180 markets as a product and have employees (whom I refer to as ‘bandmates’) in 40 countries with over 115 nationalities among our over 7,000 employees.

We export our Swedish roots globally — factors such as wellbeing, work-life balance, and transparent leadership while allowing for local celebrations and cultural considerations. We hire locally in regions to ensure our workforce mirrors our consumer base.

What personal leadership values have shaped your approach at Spotify?

Two simple principles from my family, especially my grandmother: work hard and be kind — treat others like you want to be treated. This aligns perfectly with Spotify being an extremely kind organisation while also being clear that you need to execute and make things happen.

I’m very hands-on, having done almost all types of HR jobs, and I believe it takes one to know one when leading a team.

What is Spotify’s “work from anywhere” policy and how has it evolved?

We offer full flexibility through our Work from Anywhere programme, which our bandmates love and has resulted in high productivity and very low attrition. However, we learned we needed to bring our global workforce together more frequently. We created “Core Week”, happening twice a year where teams come together for a full week of social, work, and strategy programming.

We also invite every new employee to Stockholm for a week-long “Intro Day” session to experience our headquarters and learn about our values.

What makes Spotify’s approach to global workforce management unique?

Unlike companies that hire their full employee base in one location to support globally, we hire locally in regions where we’re based. For example, in the GCC region, our music editors come from the region or communities — because how else would you programme Arabic pop? This ensures our workforce mirrors our global consumer base and brings authentic cultural understanding to each market.

Beyond Core Week, what other initiatives support employee wellbeing throughout the year?

We introduced Wellness Week for the first time in 2020, asking all employees to unplug for a whole week at the same time. We don’t want them to feel pressure from seeing each other in work forums or receiving work-related messages. We understand the importance of everyone laying down their tools simultaneously to really disconnect and focus on themselves. We ask “Spotifiers” to spend it in their own restorative way — whether that’s in the garden, travelling, listening to music, connecting with family, or whatever makes them feel good. It’s their time to prioritise themselves.

What are Spotify’s key pillars for employee experience?

Our three cornerstones are flexibility, trust, and employee wellbeing. We’re doubling down on mental health through our ‘Heart and Soul’ programme through modern health. This is a single destination where bandmates can access care that matches their personal needs — whether that’s one-on-one therapy, coaching, group circles on topics like burnout or anxiety, or self-guided digital content in the language and format that works for them. The platform delivers support in over 80 languages, provides adaptive care plans, and offers resources spanning emotional, professional, financial, and physical wellbeing.

We have about 60 grassroots ambassadors trained to help colleagues. Beyond that, we offer ‘All The Feels’, our Employee Assistance Programme that provides bandmates and their loved ones with therapy coverage and access to free, confidential, professional counseling sessions. All our managers are trained in coaching their teams.

We believe these should be fundamental for every HR department: it’s our secret sauce.

How do you measure and maintain employee engagement?

We run “tune-in” surveys twice a year — 60 plus questions across dimensions like leadership, culture, working conditions, and now AI. We have transparent two-way communication through frequent town halls, “ask me anything” sessions, and “Unplugs”.

My HR business partner team stays close to the organisation to pick up signals. We workshop all results and spend time in leadership discussing trends and areas for improvement.

What is your approach to internal mobility and career development?

We’ve built Echo, our AI-powered internal talent marketplace where bandmates can discover new jobs, projects, and growth opportunities based on their skills and interests. It also helps leaders and mentors connect with talent worldwide. In 2024, we expanded Echo’s use to drive internal mobility by adding more projects across all disciplines. Now, all bandmates have one place for equitable access to all growth opportunities, and we’ve made significant improvements to AI matching, profile management, hiring, and the user interface.

Last year we filled 30 per cent of open positions internally, and this year we’re on track for 40 per cent. We’re happy to move people around the world to offer opportunities and keep talented workforce in-house. We also just launched SANA, our personalised AI learning tool that adapts to individual roles and needs.

How does the company ensure equity and inclusion in hiring and throughout the employee lifecycle?

We work across our business to ensure that our hiring leaders and recruiters have the tools, resources, and support they need to attract and retain diverse talent globally. We support our interviewers and hiring leaders with tools, resources, and training to practice inclusivity throughout the hiring process. Our interview training modules provide education on making recruitment and hiring more inclusive, with best-in-class processes that mitigate bias and are accessible to all.

We’re working toward three key outcomes: building diverse teams that reflect the global nature of our business, best-in-class processes that mitigate bias, and a consistent process with tools and resources for recruiters and hiring managers to be effective.

What family support does Spotify offer?

We also provide a minimum of six months of paid gender-neutral parental leave for biological and adoptive parents. In 2024, 6.6 per cent of full-time bandmates took parental leave, with 53 per cent being men, 42.8 per cent women, and 4.2 per cent using another term or not declaring, showing our commitment to gender equity in family support.

How does Spotify support women in the creative industries?

We launched Nine Muses Collective in 2022 to provide a safe and empowering space for women in creative industries. Filled with inspirational speakers, workshops, and networking opportunities, it helps women learn, share, and build community with others.

We brought Nine Muses to Dubai last year for an exclusive event bringing together women from different creative industries in the UAE. Almost every year since its founding, Spotify and its partners have hosted events on International Women’s Day designed as a celebration of women in the creative industries — those who have a direct and lasting impact on culture and society.

How is Spotify using technology to transform HR operations?

I have a project called “no more manual tasks” to help my HR team spend more time on strategy, creativity, and critical thinking. We’re building an AI bot to handle employee handbook questions so the team can focus on one-on-one time with employees and managers. As a digital-first company, we’re leading the AI transformation alongside our chief product officer, showing the organization that people and technology work in connection.

How does Spotify approach AI implementation across the organisation?

We’re working on ‘humanising AI’ through a cross-functional effort. We offered ‘Hack Week’ to our entire organisation (not just R&D) where bandmates could spend a full week playing with AI after taking basic trainings.

We created AIM (AI Momentum), a governing body that I co-sponsor with our head of platform, to enable all employees to create and collaborate with AI.

We just launched our first AI learning festival featuring SANA, a Swedish AI learning system that provides personalised learning experiences.

What does the future hold for the company’s people strategy?

We’ll continue being cutting-edge in embracing new technologies but with a human lens. Human judgment, creativity, and critical thinking will permeate everything we do.

We want to be known for having a genuine people experience that’s tied to our world-class product, showing these two can go hand in hand. The focus remains on flexibility, trust, and prioritising employee wellbeing.

What are your three key recommendations for companies looking to enhance their HR strategies?

Flexibility, trust, and prioritise employee wellbeing. Personally, I think that should really be something that every HR department should be trained on. It sounds simple, but it is the secret sauce. Rather than forcing staff to come back to the office five days a week, train managers on how to run healthy teams and have one-on-one conversations with employees who might be struggling.

Beyond OTP: The future of secure banking in the UAE

The direction for UAE banking is clear: security, compliance, and customer experience must advance together, says Kalem

Emir Kalem
Emir Kalem

28 October, 2025

Beyond OTP: The future of secure banking in the UAE
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The UAE banking sector stands at a pivotal moment in its digital transformation journey. As one of the most technologically advanced banking markets globally, the region faces both unprecedented opportunities and evolving security challenges.

Recent regulatory changes from the Central Bank of the UAE (CBUAE) are reshaping the landscape, requiring financial institutions to rethink how they protect customers and maintain trust.

Beyond SMS and OTPs

For years, SMS and email one-time passwords (OTP) have served as the backbone of digital authentication across banking channels. These methods, while convenient, are increasingly vulnerable to sophisticated threats such as SIM swapping, phishing, and malware interception. According to industry data, SIM swap attacks and phishing remain among the top fraud vectors, with malware capable of intercepting SMS OTPs on compromised devices. The result: higher fraud losses, more disputes, and reputational risk for banks.

Recognizing these risks, the CBUAE has mandated a phased transition away from SMS and email OTP for sensitive operations, including online card transactions, payments, account updates, and device provisioning, with an exact deadline set for March 31, 2026.

It is essential to note that SMS OTP remains a valid solution and continues to play a crucial role in the region’s digital banking ecosystem. The shift is not about discarding SMS OTP, but about elevating security standards for high-risk transactions.

Push-based authentication: Security meets user experience

UAE banks are already adapting, and many of them are no longer relying on SMS OTP to perform 3-D secure transactions. Leading banks have already begun informing customers that, in the coming months, these services will be discontinued and fully integrated within their mobile apps in the form of push-based authentication.

When a sensitive action is initiated, the bank triggers a secure push notification via its mobile app. Customers can review transaction details and approve with face ID, touch ID, or a secure app PIN, eliminating the need to type codes, reducing phishing risk, and removing dependency on telco routing.

This method is not only faster and more secure, but it also typically reduces OTP delivery costs and improves completion rates.

The business value of this transition is clear: customers benefit from a better user experience with one-tap approvals, banks achieve stronger security through device-bound and biometric authentication, and there is a clear path to regulatory compliance. Integration is straightforward – on one side, the mobile software development kit (SDK) binds the device and handles secure delivery, and on the other, the bank’s authentication server issues and validates challenges.

Recent data underscores the urgency and impact of these changes:

  • 50 per cent of UAE consumers have fallen for a digital or payment scam, with 15 per cent being victims multiple times.
  • 75 per cent of customers are willing to switch banks over inadequate fraud protection.
  • According to our numbers, push notifications, as a primary channel, offer a secure and low-cost default for app users, while SMS remains essential for universal reach, boasting a 98 per cent open rate.
  • WhatsApp serves as a high-trust fallback, with open rates exceeding 90 per cent and supporting two-way customer engagement.

Fraud prevention: Speed, security, and scale

Authentication is only the first step. Effective fraud prevention requires banks to communicate with customers instantly and seamlessly across multiple channels. Fragmented tools and manual resolution processes often lead to delayed responses, increased disputes, and higher operational costs.

Customers may bounce between apps, IVR, and email while losses grow. For example, imagine a customer receiving a suspicious login alert and quickly confirming it via push notification – or, if needed, being escalated to an in-app chat for immediate assistance.

A unified, automated communication platform enables banks to notify customers instantly, whether via push, SMS, or WhatsApp, using intelligent routing and failover to ensure every critical message reaches its intended recipient.

Automation is also transforming routine fraud scenarios. For example, “Was this you?” checks or suspicious login alerts can now be handled automatically, reducing resolution times and protecting margins. When escalation is needed, seamless handover to human agents through in-app chat or secure web calling ensures that customers receive timely, contextual support without having to repeat their issue or switch channels. Enhancements such as channel recommendations, send-time optimisation, behavioral segmentation, and intelligent failover are making fraud alerts more relevant, timely, and effective.

The result is a fraud prevention framework that is not only more secure but also more customer-centric.

Layered defenscs are vital. MNOs can utilise their network to support Mobile Identity APIs to deliver real-time, carrier-verified signals that reinforce and amplify existing controls for defense-in-depth – driving faster detection, stronger security, and fewer fraud attempts.

The direction for UAE banking is clear: security, compliance, and customer experience must advance together. As regulators raise the bar, banks have an opportunity to transform fraud management from a cost centre into a strategic advantage. By embracing strong authentication and unified communication, the industry can protect customers, foster trust, and accelerate digital growth. Ultimately, the move away from legacy OTP methods represents more than a compliance exercise – it’s an opportunity to redefine customer trust in the digital era.

As this evolution unfolds, it is essential for banks to partner with technology providers who understand both the regulatory landscape and the technical complexities of secure digital banking. With deep expertise in authentication, omnichannel communication, and fraud prevention, Infobip has been at the forefront of supporting financial institutions through this transition, helping them navigate new requirements while delivering seamless and secure experiences to their customers.

The writer is the head of Customer Success EMEA, Infobip.

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