Traveling to Saudi? New cash, gold declaration rules are now in effect
The updated rules also grant the Zakat, Tax and Customs Authority (ZATCA) broader powers to inspect individuals, vehicles, shipping containers and postal parcels
29 June, 2026
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Saudi Arabia has lowered the mandatory declaration threshold for cash and valuables carried through its land, sea and air ports from SAR60,000 ($16,000) to SAR40,000 ($10,600) under updated executive regulations issued as part of the kingdom’s Anti-Money Laundering Law.
The revised regulations, published in the official gazette Umm Al-Qura, require travelers entering or leaving the Kingdom to submit a written declaration if they are carrying cash, bearer negotiable instruments, gold bullion, precious metals, gemstones, jewelry or similar valuables worth SAR40,000 or more, or the equivalent amount in foreign currency, according to a Saudi Gazette report.
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The updated rules also grant the Zakat, Tax and Customs Authority (ZATCA) broader powers to inspect individuals, vehicles, shipping containers and postal parcels within customs zones, regardless of whether they are entering or leaving the Kingdom.
Expanded inspection and seizure powers
Under the revised regulations, ZATCA may seize undeclared or falsely declared cash, bearer negotiable instruments, gold bullion, precious metals, gemstones or jewelry for up to 72 hours if authorities suspect the assets are linked to a predicate offense or money laundering. The seizure can be carried out even if the value of the assets is below the mandatory declaration threshold.
Authorities are required to document every seizure, conduct preliminary inquiries into the origin of the assets and determine the reasons behind any failure to declare or any false declaration. Seized currency must be deposited into a designated trust account, while precious metals and gemstones will remain in customs custody.
The regulations also allow the Public Prosecution to extend the seizure period for up to 60 days, while any further extension must receive approval from the competent court.
Travelers carrying gold bullion, precious metals, gemstones or jewelry valued at SAR40,000 or more must present purchase invoices to customs officials to verify their value. If customs authorities determine the items are intended for commercial purposes, they will instead be subject to the Unified Customs Law and its executive regulations.
Stronger compliance requirements
The amendments also strengthen anti-money laundering compliance requirements for financial institutions by mandating group-wide information-sharing policies to support customer due diligence and risk management, while maintaining confidentiality and complying with personal data protection laws.
Financial institutions, along with designated non-financial businesses and professions, must identify the ultimate beneficial owner of legal entities, including any natural person who owns or controls 25 per cent or more of an entity or exercises effective control through other means.
The regulations further require Saudi financial institutions operating overseas to apply the Kingdom’s anti-money laundering requirements wherever possible and notify Saudi regulators if local laws prevent compliance.
Violations of the declaration requirements carry financial penalties ranging from 10 per cent to 25 per cent of the value of the seized assets for a first offense, provided there is no suspicion of money laundering or another underlying crime. Repeat violations may result in fines of up to 50 per cent of the value of the seized assets.
Where authorities suspect seized assets are linked to money laundering or another predicate offense, the case must be referred to the Public Prosecution for investigation, with the Saudi Financial Intelligence Unit notified immediately.
























