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UAE Central Bank fines foreign bank $163,000 for non-compliance

The branch had failed to meet the requirements set out in the Market Conduct and Consumer Protection Regulations and Standards

Gulf Business
Gulf Business

17 July, 2025

UAE Central Bank fines foreign bank $163,000 for non-compliance

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The Central Bank of the UAE (CBUAE) has imposed a financial penalty of Dhs600,000 ($163,000) on a branch of a foreign bank operating in the country. The action was taken in accordance with Article (137) of Decretal Federal Law No. (14) of 2018 concerning the Central Bank and Organisation of Financial Institutions and Activities, along with its subsequent amendments.

The sanction follows examinations carried out by the CBUAE, which found that the branch had failed to meet the requirements set out in the Market Conduct and Consumer Protection Regulations and Standards.

Read: UAE Central Bank boosts gold reserves by over 19% in Q1

In a statement, the CBUAE reaffirmed its commitment to ensuring all banks and their employees comply with UAE laws and the regulatory framework established by the Central Bank. These efforts are aimed at safeguarding transparency and upholding the integrity of the banking sector and the broader financial system.

Salama partners with Policybazaar.ae to widen access to Life Takaful in UAE

The partnership, which went live earlier this month, is backed by educational content, dedicated product support, and a streamlined customer journey

Rajiv Pillai
Rajiv Pillai

17 July, 2025

Salama partners with Policybazaar.ae to widen access to Life Takaful in UAE

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In a strategic initiative to expand life insurance coverage across the UAE, Salama, one of the world’s largest and longest-established providers of Shariah-compliant Takaful solutions, has announced a partnership with Policybazaar.ae, a leading regulated digital insurance broker in the UAE. The collaboration aims to make Salama’s Life Takaful products more accessible through Policybazaar.ae’s digital platform, in full compliance with local regulatory standards.

Rakesh Sudhakaran, chief commercial officer, Salama stated: “At Salama, we’ve always been at the forefront of Takaful innovation, committed to ethical and forward-thinking financial solutions that support the long-term wellbeing of families in the UAE. Our strategic partnership with Policybazaar.ae represents a pivotal move in expanding our reach to customers who value ethical, transparent, and purpose-driven protection. Together, we are reshaping the future of Life Takaful — making it more accessible, relevant, and impactful for communities across the emirates.”

Salama’s suite of offerings ranges from term protection to savings-linked plans and is now available via Policybazaar.ae’s platform.

Read: Everything you need to know about the UAE’s basic health insurance plan

Neeraj Gupta, CEO, Policybazaar.ae mentioned: “At Policybazaar.ae, we’ve seen increasing awareness among UAE residents about the need to safeguard their families’ financial well-being. Life insurance should be an easy and transparent decision — not a complicated one. By bringing Salama’s exceptional Takaful solutions onto our platform, we’re empowering customers to make informed choices, anytime and anywhere. This partnership plays a vital role in closing the protection gap in the UAE.”

Product features

At the heart of the partnership is a portfolio of Life and Savings Takaful products with features such as Return of Contribution, which ensures customer contributions are returned, enabling them to stay focused on their long-term financial goals.

Atul Kathuria, business head – life insurance, Policybazaar.ae added: “Salama’s Life Takaful products uniquely blend security and financial planning. With differentiators like return of premium and guaranteed principal protection, they offer unmatched value in today’s market. This partnership allows us to harness our digital capabilities to bring these solutions to a broader audience, helping more people make confident, well-informed insurance decisions.”

The partnership, which went live earlier this month, is backed by educational content, dedicated product support, and a streamlined customer journey.

Salama and Policybazaar.ae are jointly aiming to redefine insurance delivery in the UAE, reinforcing their commitment to digital innovation, financial inclusion, and long-term protection for families across the country.

Dubai approves 10-day paid ‘marriage’ leave for govt employees

The decree applies to Emirati employees working in Dubai government entities, including agencies overseeing special development zones and free zones

Gulf Business
Gulf Business

17 July, 2025

Dubai approves 10-day paid ‘marriage’ leave for govt employees
Image: AI generated/ For illustrative purposes only

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Dubai has issued a new decree (No 31 of 2025) granting Emirati government staff in the emirate 10 working days of fully paid marriage leave.

The new directive — signed off by Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE, and Ruler of Dubai — aims to support psychological and family stability while enhancing work–life balance.

It covers UAE Nationals working in Dubai government entities, including agencies overseeing special development zones and free zones.

It also applies to judicial and military personnel, excluding cadets.

Sheikh Mohammed bin Rashid Al Maktoum/ Image Dubai Media Office

Key highlights linked to the ‘marriage’ leave for Dubai government Emirati employees

  • To qualify, employees must have completed their probationary period, and their spouse must also be a UAE citizen. The marriage contract must be certified in the UAE and concluded after December 31 of the previous year.
  • Employees are required to submit the marriage certificate only once when applying for the leave.
  • Marriage leave can be taken either continuously or in parts within one year from the date of marriage. During this period, employees are entitled to their full gross salary, including allowances and financial benefits.
  • Government entities are not permitted to call on employees during their marriage leave, except in the case of military personnel where work may require it.
  • If an employee is called up for national service or a promotion course during the leave period, the remaining days of marriage leave will be postponed.

Read: Sharjah approves new employee leave policy

Dubai launches new classification system for AI-generated content

The system features icons can be used across sectors and formats, including images and videos, and are intended to help audiences better understand the origins of the content they consume

Gulf Business
Gulf Business

17 July, 2025

Dubai launches new classification system for AI-generated content
Image: Getty Images/ For illustrative purposes

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Dubai has unveiled a global classification system aimed at distinguishing the role of humans and intelligent machines in the creation of research, academic, creative and scientific content, in a move that sets a precedent amid the growing use of AI and automation in content production.

The Human–Machine Collaboration (HMC) classification system, developed by the Dubai Future Foundation, was approved by Sheikh Hamdan bin Mohammed bin Rashid Al Maktoum, Crown Prince of Dubai, Deputy Prime Minister and Minister of Defence of the UAE, and Chairman of the Foundation’s Board of Trustees.

“Distinguishing between human creativity and artificial intelligence has become a real challenge in light of today’s rapid technological advances,” Sheikh Hamdan said. “That’s why we launched the world’s first Human–Machine Collaboration Icons, a classification system that brings transparency to how research documents, publications, and content are created.”

He called on researchers, writers, designers, and publishers globally to adopt the system “responsibly and in ways that benefit people.”

Sheikh Hamdan also directed all Dubai Government entities to start using the system in their research and knowledge-based work.

Human–Machine Collaboration classification for AI-generated content

The classification introduces five main icons reflecting varying levels of collaboration:

All Human: No machine involvement.

Human led: Human-created content enhanced or checked by machines.

Machine assisted: Collaborative iteration between human and machine.

Machine led: Machine-generated content reviewed by humans.

All Machine: Fully machine-generated with no human input.

It also includes nine function-based icons to indicate where machine interaction occurred — from ideation and data analysis to visuals and design.

While it does not quantify the percentage of machine involvement, the system aims to promote disclosure and encourage content creators to self-identify the nature of collaboration involved.

According to the Dubai Future Foundation, the icons can be used across sectors and formats, including images and videos, and are intended to help audiences better understand the origins of the content they consume.

Read: Why the Turing Test is still the best benchmark to assess AI

Air Arabia Abu Dhabi to increase operational capacity by 40% in 2025

Two new Airbus A320 aircraft have been added to the fleet, with two more expected to join before year-end

Neesha Salian
Neesha Salian

17 July, 2025

Air Arabia Abu Dhabi to increase operational capacity by 40% in 2025
Image: Air Arabia

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Air Arabia Abu Dhabi has added two new Airbus A320 aircraft to its fleet, bringing the total number of aircraft operated by the capital’s first low-cost carrier to 12, the airline announced on Wednesday.

The fleet expansion is part of the carrier’s broader strategy to scale operations and strengthen Abu Dhabi’s role as a growing aviation hub.

The airline also plans to add two more A320s by the end of 2025, which will raise total capacity by 40 per cent.

The increase is intended to support growing demand for travel and aligns with the emirate’s economic and tourism development goals.

Air Arabia Abu Dhabi capacity increase aligned with plans

“The addition of new aircraft and our strategic fleet expansion reflect our ongoing commitment to enhancing operational efficiency and expanding our network reach,” said Adel Al Ali, group CEO of Air Arabia. “The planned capacity increase in 2025 will further contribute to the capital’s broader economic and tourism vision while continuing to offer value-driven air travel to our customers.”

Air Arabia Abu Dhabi, launched in 2020, currently connects the UAE capital to more than 30 destinations across the Middle East, Africa, Central Asia, the Indian Subcontinent, and Eastern Europe.

Its latest route additions include Yerevan, Almaty, and Sialkot.

How can UAE-based firms manage employee travel risks in an uncertain world?

Whether your teams are deployed for infrastructure projects in remote areas or executive meetings in volatile regions, having the right strategy and plan makes all the difference

Sebastien Bedu
Sebastien Bedu

17 July, 2025

How can UAE-based firms manage employee travel risks in an uncertain world?
Image: Supplied

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In today’s volatile global environment, travel risks have become a board-level concern for organisations headquartered in or operating out of the UAE and the Middle East.

Whether responding to geopolitical instability, natural disasters, health outbreaks or climate-related disruptions, businesses must remain agile and informed to safeguard their most valuable asset: their people.

Dubai and the broader UAE have long served as strategic hubs for multinational and regional companies, owing to their connectivity and business-friendly infrastructure.

As a result, many organisations here have employees regularly deployed to — or permanently based in locations with elevated risk profiles. These include areas affected by conflict, civil unrest, health crises or environmental hazards.

Sectors such as energy, construction, government services, NGOs and infrastructure development are especially prone to operating in such complex environments.

While risk is not new, the speed and interconnected nature of today’s crises demand a new level of preparedness.

The UAE advantage – But no room for complacency

Being headquartered in the UAE offers undeniable benefits — political stability, rapid response infrastructure, and strong global connectivity. However, these advantages do not come for granted outside of the UAE, whereby the security context can greatly shift. It’s critical for organisations to recognise that the risk does not disappear at the departure gate. The Duty of Care follows employees wherever they go, and any lapse in preparedness can have legal, financial and reputational consequences.

Thus, a holistic and proactive approach to travel risk management, one that is integrated into corporate strategy and culture, not just compliance checklists is a must.

The new geography of risks and key steps to building resilience

Today’s risk landscape is no longer confined to conflict zones or politically unstable countries. Disruptions can arise suddenly, and from multiple sources: political unrest, public health emergencies, cyberattacks, or extreme weather events.

Managing travel risk effectively requires a multi-layered approach. Based on our global expertise and regional experience, here are four key pillars UAE-based organisations should focus on:

  1. Pre-travel planning and risk assessment
    Before sending staff to a new location, particularly those marked as medium to high risk—conduct thorough threat assessments, backed by intelligence from trusted sources.
  2. Employee education and preparedness
    Regular training sessions, including crisis simulations, crisis management masterclass and security awareness briefings, equip staff with the knowledge and confidence to respond appropriately in dynamic environments.
  3. Real-time monitoring and incident response
    Having access to timely, verified information can be the difference between disruption and disaster. Therefore, having a system or team in place for real time monitoring and incident responses is crucial.
  4. Post-incident recovery and policy review
    Once a crisis has passed, it’s vital to review and refine policies, ensuring lessons are incorporated into future planning.

There is no one-size-fits-all solution when it comes to travel risk. Each organisation, each employee, and each destination carries a unique profile that must be addressed with nuance and care.

Whether your teams are deployed for infrastructure projects in remote areas or executive meetings in volatile regions, having the right strategy and plan makes all the difference.

The writer is the GM Middle East, International SOS.

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