Emirates has introduced a flexible Equated Monthly Installment (EMI) payment solution for customers in India, allowing travellers to book flights across its global network while spreading the cost of their tickets through affordable monthly payments.
The new payment option, now available on emirates.com, enables customers booking travel from India to split the cost of their tickets into installments ranging from three to 36 months, making international travel more accessible and budget-friendly.
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The initiative is designed to provide customers with greater financial flexibility while planning business or leisure trips to nearly 140 destinations served by Emirates worldwide. Instead of paying the full fare upfront, eligible customers can select an EMI payment plan during the booking process using participating bank-issued credit cards.
Partnership with 12 leading banks
The EMI facility is available through 12 participating banks in India, including AXIS Bank, Bank of Baroda, HDFC Bank, HSBC Bank, ICICI Bank, IDBI Bank, IndusInd Bank, Kotak Mahindra Bank, RBL Bank, Standard Chartered Bank, State Bank of India and Yes Bank.
Customers can choose their preferred repayment tenure during the online booking process before completing payment with an eligible credit card.
Commenting on the launch, Mohammad Sarhan, Emirates’ vice president for India and Nepal, said the airline is committed to making travel more convenient and accessible for its customers.
“We are delighted to offer flexible payment solutions to our valued customers in India and enabling worldwide travel for more customers to enjoy by providing convenient payment options,” said Mohammad Sarhan, Emirates’ vice president for India and Nepal.
He added that the initiative gives customers greater control over how they finance their travel while enhancing the overall booking experience.“Flexible payment solutions will allow our customers in India to book the payment plan that suits their needs and choose from a host of participating bank partners. This solution is a game-changer for our customers in India as it will allow them to book long-awaited holidays or upgrade their experiences while spreading the payment in easy monthly installments that suit their budget.”
Conditions apply and vary by bank, including eligibility criteria, processing fees, applicable interest rates and processing times. Customers will bear the applicable fees and charges associated with instalment payments, depending on their chosen bank.
Flexible repayment options
Under the new offering, eligible customers can book their Emirates flights now and repay the cost over a period of up to 36 months. The airline said interest rates start from 11.88 per cent, although the final rate, tenure and applicable charges will depend on the issuing bank.
Customers can complete the booking by selecting the credit card payment option on emirates.com/in, choosing a participating bank and preferred repayment period, and finalising the transaction using an eligible credit card.
Processing times for EMI approval may take up to seven days, depending on the issuing bank. Emirates also advises customers to confirm their card eligibility with their respective banks before making a purchase, as not all cards may qualify for the facility.
Key eligibility conditions
The EMI payment option is currently available only for eligible credit cards issued by participating Indian banks and applies exclusively to bookings originating from India through emirates.com/in using the credit card payment option.
The airline said the EMI facility cannot be combined with other payment methods or products, including Cash+Miles, Emirates Store credit, international cards or split-payment options.
Applicable interest rates, repayment tenures, processing fees and other charges will be determined by the issuing bank at the time of the transaction. Customers also consent to the sharing of relevant transaction information with payment gateway partners, issuing banks or financial institutions to facilitate EMI processing.
Emirates noted that it is not responsible for late payment fees or disputes related to EMI approvals, repayment tenures or charges, which must be resolved directly with the issuing bank. The airline also reserves the right to modify, suspend or withdraw the EMI payment option at any time without prior notice.
=EMI tenure, interest rates, processing fees, eligibility and applicable terms are determined by the issuing bank at the time of the transaction and may vary from those displayed.