Oman Arab Bank strengthens payments with Visa tokenisation rollout
The bank also introduced instant card issuance through its ATM network, allowing customers to issue, renew or replace cards and manage PINs via self-service channels
03 July, 2026
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Oman Arab Bank (OAB) and global payments technology provider BPC are celebrating 10 years of partnership, marking a decade of payments modernisation that has transformed the bank’s card issuing and acquiring capabilities while strengthening its digital payments infrastructure.
Since the partnership began, OAB has evolved from offering local card services to a broader, modern payments proposition. The bank has introduced contactless cards, enabled instant card issuance and recently implemented Visa tokenisation, strengthening the foundation for more secure digital payments and future digital-first customer experiences.
The modernised platform enables OAB to connect seamlessly with local and international payment schemes, support settlement and reconciliation processes, and accelerate the launch of new debit card products. It has also strengthened payment acceptance across the bank’s acquiring business, providing greater scalability to support future growth.
For customers, the transformation has expanded access to secure and convenient payment services. Visa tokenisation enables safer transactions through digital wallets and online channels by replacing sensitive card information with tokenised credentials. Customers can also benefit from internationally enabled cards, contactless payment functionality and faster card issuance, renewal and replacement through self-service channels.
OAB has also broadened its premium card portfolio for affluent customers while making modern payment solutions more widely accessible across its retail banking base.
Tariq AlZadjali, chief technology officer at Oman Arab Bank, said: “Our partnership with BPC has played an important role in the evolution of our cards and payments business over the decade. What started as a need to support international card issuing has become a broader transformation that has strengthened how we serve customers across Oman. At OAB, innovation is always centred around making banking faster, smarter and more accessible. The introduction of tokenization and instant card issuance is another step in redefining convenience for customers, while reinforcing our vision of accessible banking.”
Throughout the partnership, OAB expanded its acquiring capabilities to support Visa, Mastercard and American Express, while modernising card issuance and personalisation, introducing contactless payments, integrating Visa Token Service (VTS) and strengthening processing across its ATM and point-of-sale (POS) network.
The bank also introduced instant card issuance through its ATM network, allowing customers to issue, renew or replace cards and manage PINs via self-service channels. The service supports multiple card types, including Classic, Advantage, Platinum, Elite and the Maal card, Oman’s domestic payment scheme sponsored by the Central Bank of Oman.
Beyond card services, OAB has enhanced its ATM and Interactive Teller Machine (ITM) network with additional banking capabilities, including local and international transfers, bill payments, donations, cheque book requests, contact detail updates, PIN management, spending limit changes, card payments and access to account statements.
The recent implementation of Visa tokenisation also positions the bank to expand further into e-commerce, digital-first checkout experiences and online payment services, while work is underway with BPC to extend fraud monitoring across digital banking, core banking and corporate systems through a unified security platform.
Usama El Sayed, managing director for the Middle East and Africa at BPC, said: “We are proud to celebrate the achievements with Oman Arab Bank and support the bank on its payments transformation journey. With SmartVista, OAB has gained a scalable and future-ready platform that continues to help the bank deliver secure, innovative and convenient payment experiences to customers across Oman.”





















